peteblue
Welcome back Wayne
Your local cafe, bar, pub and restaurant will probably have insurance against loss of earnings if they're forced to close, which would help cover coronavirus.
Yet, the government aren't saying that bars etc. should close, but rather recommending that people simply keep away thus the onus is on the owners to decide.
Indeed. It’s really let the insurance companies off the hook. But then again they would have claimed against the government anyway, and we would all have had to pay it back. It gets you whichever way you play it......