I'm just saying that we don't know the circumstances behind those people turning to foodbank. As I mentioned earlier, right now my wife and I are broadly breaking even. If all of my work dried up then we would struggle on her salary. Her individual circumstances wouldn't have changed, but our collective circumstances definitely would (and I doubt even if the RCN got the entirety of the increase they're asking for that would cover the shortfall, so what then?)
As far as I can tell the surveys into food bank usage didn't tell us anything about the circumstances involved other than "they're nurses", which isn't very helpful. For instance, in our hypothetical example a better solution might be to offer income support for the self-employed when their work dries up, which is something I don't believe exists at the moment, or a UBI or something of that nature. For other people such an approach would not be that helpful at all, and cheaper fuel or mortgage relief might be more useful.
This also doesn't address the fundamental issue that most nurses leave the profession not due to their pay but due to stress and/or burnout. You could argue that higher pay will attract more staff, but more staff will equal higher targets so the problem doesn't really go away. The only long-term solution given the demographic transformation in the country is to do far more to reduce demand for healthcare by keeping people healthy rather than curing us when we're sick. Realistically I don't see such a transformation ever happening as the NHS is practically impossible to change.
I'll try to be a bit briefer.
1) I'm also breaking even too. I havent stopped knowing how to budget, and I doubt you have either, or anyone else.
2) I'm sure theres a layer of people who are not good at budgeting, but that remains broadly consistent over time. When you see 1000s% increase under a political party in charge, it just seems almost impossible people have just stopped being able to budget.
3) I'm in favour of making changes in the NHS. for the most part, they are the changes those who shout loudest want. But it's not an either or.
4) Public sector pay has gone down, over 10 years. The richest 1-5% wealth has gone up massively. We cant afford to keep funding it. We need to address that issue. It doesnt solve everything, but it helps.
5) I agree, we need long term change, but most of it is outside of NHS. We are an unhealthy nation, who eat bad food and dont exercise enough. It is increasingly expensive to play sport. The NHS is like the last in the line to get this consequence, like the final people in pass the parcel. Crucially though, that can be done alongside paying people fairly. I would probably argue a more egalitarian society would probably aid this process.