A pretty tidy one by the looks of it
To put it in perspective my basic pay is £24,200, not all of that is pensionable , various pay deals throughout the years have been added on but not included for pension payments, the shift pay overtime ect isn't either.
That bumps my wages up to around £33.000 pre tax, take home about £2000 a mth
I have to do 2 or 3 sundays every month as contracted overtime.
so basically do an extra month of overtime each year to get that figure
Merseyrail staff are the same they are on a higher salary think its about £29 .000 with the rise, not all of that is included and they only get flat rate payments for whatever hours they do , overtime ect.
I have paid into it 31 years , split over the two sections of the rail,
I only put what I had to the basic figure it varies but is about twenty odd quid a week,
I bought property and a small bit land as my pension instead of putting more into the brass scheme, most others pay extra to get a higher pension,
but I like to do my own thing.
After all this time I would be lucky to get about £120 a week if I didn't take any lump sum of about twenty odd thousand , if I did take that, I would be getting around £80 a week thats after not taking it at the age it was available.
