At the highest-earning end of the sports spectrum, Premier League footballers are generally insured by their clubs so that wages can be paid for at least 18 months during a period of injury.
Generally, though, this will not include bonuses - for winning trophies, promotion, individual matches, or even scoring goals.
Typically, individual players take out their own personal insurance which covers loss of income as well as the long-term career risks through serious injury or illness.
Most of these policies would cover up to five times a player's earnings so that a £60,000-a-week player would be insured for £15m.
They do goat. It does seem bizarre but like every insurance company, the payouts will be more than covered by the premiums they get in total.
I had always wondered where a football club stands with players getting injuries.I can’t remember who it was at Burnley (wages aren’t astronomical it the princippe is the same) But definitely covered a long injury.