In that case, there's not a huge amount I could have done more. I have applied for JSA as soon as I got confirmation of the rejection, so it's put my mind at ease a little.
Out of desperation I have been considering getting back on the job hunt, and I am slightly better than I was when I made the application. Perhaps I can get a work from home job in the not too distant future, but in construction that's not very common, and my experience is site based. Not a chance I will drive a cab or work in a shop. I had 3 non fault car accidents which are partly why I'm in the situation I am in now. I have sensitive hearing (hyperacusis) so working in a shop or an office is not really an option right now. If they want to fight me on that then they will get a fight. I can be a stubborn so and so when I want to be.
The story about your friend is very sad, and puts things in to perspective for me a bit. I have to make the choice now of fighting this, which may involve battling with my GP, and more distress and another 4 months of waiting, or moving on.
Another element to this has irked me somewhat. If I hadn't had the luxury of moving back in with my parents or no guarantor, what would I have done for housing, seeing as my savings are above the threshold for universal credit? Savings I accrued to try and get myself on to the property ladder in what is a disaster of a housing market for young people. Would I be expected to stay in hotels until my savings dwindled? People shouldn't be punished for good financial planning. If I'd pissed it all away then I would be able to claim UC. It hardly encourages you to save.
The whole system is a mess, and you don't realise just how much so until you need help yourself.
I’d fight them all the way mate, as the system is designed to make people give up at every step.
Going off on a tangent, it’s the same with pensions.
You do the right thing, save for your retirement, only to have it all taken way from you and in some cases your house to pay, if you need social care or go into a nursing home.
However, if you’ve saved nothing or don’t have your on home, the state will pay for the lot.