I come across people in debt in my job. Whatever their own role in getting themselves into the debt you have to give them a way out by freezing repayments or writing some off while prioritising others.
Here is Yanis Varoufakis again on the Greek debt:
"Europe in its infinite wisdom decided to deal with this bankruptcy by loading the largest loan in human history on the weakest of shoulders … What we’ve been having ever since is a kind of fiscal waterboarding that has turned this nation into a debt colony.
[The eurozone] resembles a fine riverboat that was launched on a still ocean in 2000. And then the first storm that hit it, in 2008, started creating serious structural problems for it. We started leaking water. And of course, the people in the third class, as in the Titanic, start feeling the drowning effects first"
and here is more from Yanis about the EU and the whole financial system:
https://www.theguardian.com/world/2015/jul/06/yanis-varoufakis-some-of-his-best-quotes