Current Affairs Asylum Seekers

[WA Toffee]

It's a common misconception that our NI contributions go into a pension pot with our name on, when in reality they're paying for the pensions of those currently in retirement. It would quite probably be a much better system if we each had our own pension pot, but I'm not sure how it would work for those who didn't contribute much/enough through their working life. It's this mechanism that makes the demographic situation difficult as not only are pensioners living longer in retirement (and therefore need more in total state pension payouts), but there are also fewer working people for each retiree to pay for them than was previously the case. About 10% of all government spending at the moment is on pensions, which is roughly 3x that spent on welfare.

Australians have superannuation, where your employer is legally required to put 10% of your salary into your super, which is yours when you retire. There are tax incentives for people to put even more in, which is good for those that can afford it. Of course, the more you earn, the bigger your retirement pot, but there is also a state pension for those with insufficient super funds

 

[Daveysgingerlovechild]

Australians have superannuation, where your employer is legally required to put 10% of your salary into your super, which is yours when you retire. There are tax incentives for people to put even more in, which is good for those that can afford it. Of course, the more you earn, the bigger your retirement pot, but there is also a state pension for those with insufficient super funds

Something not dissimilar was launched here and employers are expected to enrol employees into a pension (subject to a few things like salary and so forth). Auto-enrolment, but employees can opt out. This article summarizes it quite well. That is not the only type of pension offered though, it really does vary from sector to sector. Franklythe UK is madly messy. The basic bare minimum one is not that high in terms of contributions though:

Workplace pension contributions​

	The minimum your employer pays	You pay	Total minimum contribution
From April 2019	3%	5%	8%

 

[woomy]

I honestly think you should have your own pension pot from 18.
Linked to you, move jobs? Just give the new employer the code. I also think you should have to put in 10% ( random number) and employers 10%.
No opt out. You ha e to save for your retirement and employers have to make a decent contribution. Proceeds fully transferable to family on death if you don't get to utilise all of the money.

 

[NilSatisOptimum]

I honestly think you should have your own pension pot from 18.
Linked to you, move jobs? Just give the new employer the code. I also think you should have to put in 10% ( random number) and employers 10%.
No opt out. You ha e to save for your retirement and employers have to make a decent contribution. Proceeds fully transferable to family on death if you don't get to utilise all of the money.

In essence it's a good idea. However, it's housing cost that will will bring it down like house of cards. Going to anyway as more people are now renting rather than own. As they move into retirement many hard working people who have done the right thing won't have a pot to widdle in once housing is paid for. Mortgage free or able to claim housing benefit probably be ok for the most part.

 

[Aberblue]

In essence it's a good idea. However, it's housing cost that will will bring it down like house of cards. Going to anyway as more people are now renting rather than own. As they move into retirement many hard working people who have done the right thing won't have a pot to widdle in once housing is paid for. Mortgage free or able to claim housing benefit probably be ok for the most part.

No doubt valid points, but aren't we in danger of going off topic somewhat?

 

[neil999]

Deffo can't see any problems with this..

Asylum seekers to lose basic housing protections in move to cut hotel use

Exclusive: ministers plan to exempt asylum seekers’ landlords from rules including minimum room sizes

www.theguardian.com

Jesus christ

 

[Rita_Poon]

Turkey vote on erdogan presidency, if he gets canned whats the chance he absconds with all that cash turkiyee were given for being a barrier to the middle east population movement? Can see him sat in saudi like amin, counting his ill gotten wealth and living it up whilst being wheeled out occasionally to highlight how well things are going for whichever dictator is calling in the favours.

 

[Rita_Poon]

Also,

Home Office starts ad campaign to deter Albanian migrants

The adverts will say people 'face being detained and removed' if they come to the UK by small boat.

www.bbc.co.uk

 

[Spadge Vernacular]

 

[Spadge Vernacular]

Heartening to see that an acknowledged majority conservative audience on QT just unanimously rejected the Rwanda nonsense.

 

[dublinbluenose]

Will of the British people they say ?

 

[Rita_Poon]

Migration money feud infiltrates EU summit

Leaders push for renewing relations with Turkey as the divisive migration issue is increasingly dominating Europe’s political agenda.

www.politico.eu

Denmark, Greece and Austria (I believe) pushing the issue for paying off Tunisia to hold back migrants (/expelled failed asylum seekers).

 

[Daveysgingerlovechild]

In essence it's a good idea. However, it's housing cost that will will bring it down like house of cards. Going to anyway as more people are now renting rather than own. As they move into retirement many hard working people who have done the right thing won't have a pot to widdle in once housing is paid for. Mortgage free or able to claim housing benefit probably be ok for the most part.

Yeah, last thing I want is to be paying rent or a mortgage out of my pension.

These 30 or 40 year mortgages being banded about really have the potential to shaft people.

 

[dublinbluenose]

From the article:

The court heard that of the 144 children who had gone missing from hotels, 139 had been in Brighton.

Kin' hell what are they doing.

 

[Leylo]

My missus was upset seeing people in tents around Leeds street if we can't help our local people with issues how can we help anyone else some get put in hotels when people in our community are living in tents with mental issues bloody ell we can't cope surely our own community should be a priority