Learner is brilliant mate, he has the whole world believing hes a great owner who has been hard done by bad managers - truth being he takes 15% of their revenue out of the club in Interest on the loans/money he has given them - that what he charges on loans not the loan repayments themselves. I find that extrodinary given his favourable media profile. Thankfully i dont think an Everton owner would get away with it.
See this article towards the end under the picture of stars in their eyes, he runs Villa the same way as he runs MBNA and they love him for it. Bad carpet bagger - but in a way admirable that he hasnt been cottoned onto.
http://bleacherreport.com/articles/375262-randy-lerners-money-talks-at-aston-villa