you've got a fair point dave. i wasnt even in the right thread

was thinking this was the one with the teacher.
my long post had a case example....
couple who used to live opposite me, moved in with a 100% 55 k mortgage, stayed 4 years and had everything, then sold up for 120k, mortgage when they sold was 95k. ffs they had hocked it all against the house, now they have a 150k mortgage and quite possibly neg equity, they are complaining that interest rates have risen and they could only just afford it when they bought it. they cannot see that it's the way they live their life that is putting the rates up, they have to have everything and now.
btw he is a copper and she an intensive care nurse so they should be able to afford quite a decent lifestyle.
they will no doubt get bailed out as they are so called "key workers", which is something i am punching myself not to go off on one about, i will keep it short......
if these 'key' workers cant afford to live on their salaries then how the [Poor language removed] are the rest of us supposed to ? and what makes their job so important above others ? try to do without the railways, the truckers, the printers, bakers , abbortoir(SP) staff, undertakers, and most importantly LOCKSMITHS
all jobs are 'key' for different reasons.
i feel for the ones who get made redundant as i have been there many times, it's a roundabout that keeps arriving and if your the shop floor fella you usually get feck all as well.
we all know someone like my case example though and these are the ones who will stop putting the casual money into the game.