I agree with everything you say, mate. I really do.
Ultimately, I'm not suggesting that people reject their inheritances based on some misguided notion that it will lead to some better world. They've got us all over the barrel on this one, and nothing short of some global revolution that doesn't just involve a power shift (to some other group of elite leeches) but a completely new way of thinking in the majority of people.
Never gonna happen, because it's just not human nature. We get occasional respites after some mass calamity (the period after WW2 for example) but after a generation or two the lessons are forgotten and the money starts getting scooped back upwards.