The great unknown is the loan market - they will likely have to compromise on quality there for the sake of some depth.
Any opinion that it would be Dibling + loans only thereafter seems credible to me.
A lot of loan opportunities only present very, very late though so it's not necessarily a case of lining them up now - you just have to be ready to strike.
Loans are a stop-gap solution and not ideal but I'd still rather we continued to avail of them and not be put off by recent experience. The loan market is a critical component for us given our budget and amount of positions that need filling.
For sure there will be a significant sale next summer. We cannot be sustainable without it given the constraints.