Millennials

Millennials?


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Stop moaning, eat properly, get a real job and move out of your mum's house.

but please continue killing Applebees!
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Only one of those points is true in my humble opinion.

Unless you are talking about the top 10%, I would say education is better nowadays than it has been in the past.

It has always been difficult to get on the housing market. The only time you can say it was made slightly easier is when the right to buy act was passed. Older generations weren't paying £90 for a set of skinny jeans and £4 for a cup of coffee, if they spent less making themselves immaculately dressed and sacrificed for a couple of years they too would be able to get on the housing ladder. Especially seeing newbuilds only require 5% upfront nowadays.

Are you seriously conflating buying a £4 cup of coffee with the reason as to being unable to get on the housing ladder?

It's all well and good talking about incentives for new build houses, however, it ignores the current housing crisis facing the country and the lack of new builds.
 
Are you seriously conflating buying a £4 cup of coffee with the reason as to being unable to get on the housing ladder?

It's all well and good talking about incentives for new build houses, however, it ignores the current housing crisis facing the country and the lack of new builds.

:Blink: you need to learn to not take everything so literally. Pick what you want, if you are willing to save almost every last pence you have for a year or two and you probably have enough. Question is can you? I had to do that to be able to buy a house.

Fair point it does depend on where you live, there are loads of developments down here but I've looked at other areas that are cheaper (all across the country) and they are around.
 
Only one of those points is true in my humble opinion.

Unless you are talking about the top 10%, I would say education is better nowadays than it has been in the past.

It has always been difficult to get on the housing market. The only time you can say it was made slightly easier is when the right to buy act was passed. Older generations weren't paying £90 for a set of skinny jeans and £4 for a cup of coffee, if they spent less making themselves immaculately dressed and sacrificed for a couple of years they too would be able to get on the housing ladder. Especially seeing newbuilds only require 5% upfront nowadays.
hmm, cba finding the stats for the UK but the picture here is an interesting one.
"From 1957 to the late 1980s the average New Zealand house price was between two-to-three times the average annual household income.
The average house price had risen to four times the average household income by the late 1990s.
Prices peaked at around six and a half times the average household income in 2008.
Prices then eased, but are trending up again, and the average New Zealand house price has risen back above six times the annual household income.
Hugh Pavletich, the co-author of the annual Demographia International Housing Study says that three times income is a generally recognised definition for an affordable house."

And currently the average housing price in Auckland, where I live is approaching 10x Income with a 2017 median of 9.6:1.

But you know, it's always been hard to buy a house lads.
Especially when the government covered varsity fees so graduates weren't heaped with indebtedness and a certificate on graduation.
That's just another burden to consider.
 
Only one of those points is true in my humble opinion.

Unless you are talking about the top 10%, I would say education is better nowadays than it has been in the past.

It has always been difficult to get on the housing market. The only time you can say it was made slightly easier is when the right to buy act was passed. Older generations weren't paying £90 for a set of skinny jeans and £4 for a cup of coffee, if they spent less making themselves immaculately dressed and sacrificed for a couple of years they too would be able to get on the housing ladder. Especially seeing newbuilds only require 5% upfront nowadays.

Are you seriously conflating buying a £4 cup of coffee with the reason as to being unable to get on the housing ladder?

It's all well and good talking about incentives for new build houses, however, it ignores the current housing crisis facing the country and the lack of new builds.

Paying four quid for a cup of coffee would pain me greatly. I'm so glad my youth has been replaced by arlarseishness.

*waits for Chico to bring up buying beer into the subject
 
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