If there's anything in the Coady rumour (and it's difficult to believe, personally), it's essentially your confirmation that we will be playing with a back three next season - Coady cannot play in any in a back 4. He's exclusively someone who plays in the middle of a back three and his speciality is pinging passes about.
Don't want Coady at all TBH - he's slow, not good in the air at all and completely limits your tactical approach. Add that to the fact he's 29 and the biggest kopite you could wish to meet. I'd understand why Lampard would fancy him if he wants to play a 343, but having
Tarkowski (good player but lacking pace on the turn a little bit) and Coady in the same team is asking for trouble IMO
Also, worth reading...