Current Affairs Cost of living…

[tsubaki]

I work in food and I wouldn't expect prices to improve any time soon, and the worrying thing that they're not talking about is that much of it is climate driven and due to bad harvests. Wheat will go up significantly in the near future, with the wet summer here and Southern Europe burning. Staples like Tomatoes and Onions are going up as well because of crap harvests being forecast.

This old world is in a hell of a fix.

meanwhile tits are smashing cameras and walking around with STOP THE TOXIC AIR LIES placards, in the most polluted part of the country

 

[Daveysgingerlovechild]

It seems to be getting worse as well, some of the prices for the most basic items in the supermarkets are ridiculous.
Bag of basmati rice in Asda is £5, £3 for a roll of kitchen paper, £3-5 for foil.
I'm lucky in that my energy costs aren't too bad (Living alone in a relatively small place helps on this front) but something does have to change, this isn't sustainable for most people long term.

Even Aldi and lidl have seen huge jumps. Its the basics as well, which must be hitting folk on tight budgets hard. One of my mates is really struggling, mostly getting fisted on energy due to a pre-pay meter. Got into debt after losing his job so on a stupid tariff.

 

[Charro]

Even Aldi and lidl have seen huge jumps. Its the basics as well, which must be hitting folk on tight budgets hard. One of my mates is really struggling, mostly getting fisted on energy due to a pre-pay meter. Got into debt after losing his job so on a stupid tariff.

Aldi have also reduced the sizes of their food whilst raising the prices.

I went to M&S last Friday to get things in for tea and some other bits and it felt like it was no more expensive than Aldi.

If it was, it was only by a few quid and the quality is greater.

 

[Daveysgingerlovechild]

Aldi have also reduced the sizes of their food whilst raising the prices.

I went to M&S last Friday to get things in for tea and some other bits and it felt like it was no more expensive than Aldi.

If it was, it was only by a few quid and the quality is greater.

Yes, shrinkflation is something I've noticed as is quality changes.

 

[Bramley-Girl Dock]

People dont think about these - a hater on my social media made some sarcastic comment recently that I was conning people out of money because I recently started a patreon channel. Now I have done fitness/healthy eating vlogs prior which I have now moved onto my channel but what these trolls don't understand is that if I for example do a meal prep tutorial video I'm having to pay for the ingredients which aint cheap currently, I'm having to drive to and from the supermarkets which again petrol aint cheap.

So I know where you're coming from chieftain although for me as I've said the mortgage is by far the biggest expense for me.

Mate do you have any links ill sign up.

 

[GrandOldTeam]

Many know I’ve had massive mortgage issues in the past 12 months. I am selling a property and had issues selling it. Couldn’t get on a fixed rate as the penalties if I was selling would be astronomical so I had to sit on a variable.

My variable rate this month has gone to 8.74%. It was previously 1% just over 12 months ago. Basically the mortgage was 535 quid a month and on 1st sep it’s 1232 quid a month. Hopefully I exchange contracts on Friday and this disgusting ordeal is over.

You and others won’t be as bad as me as fixed rates are lower than the variable. However if your currently on a great rate from 2-3 years ago the jump when you switch really does hurt. I’ve gradually seen mine rise over the last 12 months every month.

Bit of background, I made a bad investment. I decided to move to Scotland but instead of buying I rented in Scotland and rented my property in Liverpool out. It wasn’t a business or anything, I just couldn’t get a property on the market in Scotland I wanted. So chose to rent and sell when the opportunity arose. However the rent I was getting on my property was nowhere near covering the mortgage payments. I refused to up the rent on the family who where living there as they had young kids and where saving to buy. However they moved out in may. In a nutshell am in a fair bit of debt. Thanks tories.

Start speaking to a mortgage advisor soon mate.

Steve is a very good mortgage advisor mate if you haven't got one. Helps he's a massive blue too;

https://twitter.com/mortgagespro

 

[Walken]

Steve is a very good mortgage advisor mate if you haven't got one. Helps he's a massive blue too;

https://twitter.com/mortgagespro

Don't suppose you have a non-twitter link please mate, can't see that without an account

 

[Nymzee]

People dont think about these - a hater on my social media made some sarcastic comment recently that I was conning people out of money because I recently started a patreon channel. Now I have done fitness/healthy eating vlogs prior which I have now moved onto my channel but what these trolls don't understand is that if I for example do a meal prep tutorial video I'm having to pay for the ingredients which aint cheap currently, I'm having to drive to and from the supermarkets which again petrol aint cheap.

So I know where you're coming from chieftain although for me as I've said the mortgage is by far the biggest expense for me.

Surely if you do fitness vlogs you should be promoting people walk to their local shop not drive there.

 

[GrandOldTeam]

Don't suppose you have a non-twitter link please mate, can't see that without an account

Service and advice you can put your house on! - Steve Dyson

Service and advice you can put your house on!If you are short of time, unsure about making the right financial decision, or you just don't have the knowledge

stevedyson.co.uk

Worked with me for years to get ducks in a row without taking a penny to get me boxed off for a mortgage. Only thing is he's down in Sussex so it's emails/zoom/calls.

 

[Walken]

Service and advice you can put your house on! - Steve Dyson

Service and advice you can put your house on!If you are short of time, unsure about making the right financial decision, or you just don't have the knowledge

stevedyson.co.uk

Worked with me for years to get ducks in a row without taking a penny to get me boxed off for a mortgage. Only thing is he's down in Sussex so it's emails/zoom/calls.

Much appreciated mate

 

[ChesterBlue]

The difficulties in getting a mortgage are proper grim. I’d been saving since just before the pandemic for one, and slowly started to realise on my income alone it was an impossibility. On the bright side, I’m using the savings to travel Japan for a month in October/November which albeit maybe isn’t the wisest, but you only live once.

 

[ForeverBlue92]

Mate do you have any links ill sign up.

Hey BGD - I have too many trolls on ere so cant be mixing business with pleasure unfortunately. If you follow me on twitter tho you'll find my link for patreon/youtube if you're interested in any spiritualism/meditation/reiki/fitness n well-being type content

 

[ForeverBlue92]

The difficulties in getting a mortgage are proper grim. I’d been saving since just before the pandemic for one, and slowly started to realise on my income alone it was an impossibility. On the bright side, I’m using the savings to travel Japan for a month in October/November which albeit maybe isn’t the wisest, but you only live once.

What part of Japan you going mate ?

 

[ChesterBlue]

What part of Japan you going mate ?

Tokyo, Kyoto and Osaka - proper looking forwards to it as I’ve never been out of Europe before

 

[ForeverBlue92]

Tokyo, Kyoto and Osaka - proper looking forwards to it as I’ve never been out of Europe before

Been wanting to go Japan for a while but always something thats comes up thats diverted my savings towards / the missus prefers more beach type holidays.

I'll get there one day !