Yes all fair. I do think in situations like this though it's hard to assume that much. I mean in normal times Bournemouth would want to keep him, but maybe his demands are just too much. I think again we can assume wage demands and wage payments will have gone down, quite substantially over the 3 months or so.
There seems to be growing momentum towards him wanting to go to Everton. I mean the logical part of me would ay he's using us to try and pressure Arsenal and Spurs. However I suspect their refusal to pay him will probably be more than just a negotiation ploy. I think both will have very difficult financial difficulties (perhaps beyond ours).
What you read into the situation beyond, is very much up to the individual person.
Bournemouth do/did want to keep him. He wanted to go last summer and felt that they blocked it, which is where the stuff about not playing for the team came in and will be one of the reasons he probably has no qualms leaving them before the end of the season.
Again, I have no insight into his situation, but usually a deal for someone like him will have been thrashed our months in advance. The days of having a bid accepted for a player and them saying no thanks are long gone, agents sort these things out behind the scenes. It’s possible that a team has reneged due to covid but it’s hard to imagine spurs or arsenal being so badly affected that they can’t even honour a free transfer.
Usually the buying club will plant stories in the press about all the other teams that want him to make it sound like more of a coup when they finally announce they’ve got him. It’s all a game.