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A little known fact. If you have a deferred FS pension, (seems you have), it will sit on the company's books as a bad thing. A future liability. At some point, they may look to get rid, and make it worth your while. And if interest start to dive, that liability becomes bigger and bigger. I...

I remember them as a kid! Nice to know they are still around.

Says more about footballers that they were surprised about any of that.

Bird in the hand wasnt it? If you live to 98, chances are I would have been wrong, strictly on a £££ basis. Said the same to my old man about 10 years ago. His was a pretty large monthly increase, in return for no more increases. At the end of the day, its a bet you take when offered a deal...

From my experience in the industry, the angst from non CS folk wasnt the fact you get them, it was more that many in the CS have little idea how good they are, compared to others, nor who actually pay for most of them. See the anger at Truss getting a pension for life after 44 days. (Its an...

Its mainly online mate.

The PL take note of that so they end up with a lower threshold. Sommet like £70m instead iirc. It was the brunt of Samuels article today, in summary, "Whats the point?" in trying to be competitive.

Being serious? If so, if a strike from Vlad was likely, any sea worthy subs will be underwater, and the nuke ones will both be armed and ready. And somewhere. First strike would be the Pentagon, followed by GCHQ anyrate. The GCHQ one would knacker me, but what can you do?

And Clyde is very well protected. Good to know.

Makes you wonder what HMS Trent does.

Trying to work that out in old money.

I honestly couldnt tell you which is in the league.

It deffo isnt a straight line process mate. Thats why I said we all view it through our own lens. As her stated next of kin, I had the say on a DNR for Nikki after her 4th cardiac in 2 hours. Her sis and Mum both said it could/would be cruel, so I respected their opinion. I "knew" she would...

Christ, where to go with this. Laughable.

Remember how crap the games were with no fans? Well, not crap, but a tough watch. The reverse happened earlier in Sunderland. We were reminded how footie should be, and the game wasnt even all that.

Doesnt matter how many, its where really. Not a dig at JC, I really dont care, but its seats. Not numbers.

Pain wasnt too much of an issue, but that ^^^^^ was also part of his thinking. He was offered a (risky) surgery slot a week or so before Nikki's funeral, but declined it so he could say farewell. In his mind, there was no point nor value nor any help for Mum in him being continuously treated for...

My Dad had lived a fab live. 60 years married, 3 kids who have done ok, 6 wonderful grandchildren. Knew Everton as a successful club as well. Long story short, the op he needed to cure his problem was not feasible, cos it would kill him most likely, so instead of a life of ever more frequent...

I am ok with it at the SF and final; all 4 teams benefit/get sawn off.

Sunderland have black shorts. Works for me.