GhostOfDixie
Player Valuation: £70m
Why do you say that?
Off topic lad. Some other time friend.
Well yeah, I an afford to get a free phone now? and pay an extra £15 a month for the next two years. I can't afford to spend £400 for a phone today.
It's all about spreading costs - why pay more now when you don't have to?
carry on with the same phone for a while then on a cheaper tarif, then change it when you need to.
as soon as you get the phone a nice shiney new motor will catch your eye for certain, and then it'll be season ticket time again, and maybe a trip to germany.
Your sir, are why the country is in ruins
As I say, its all about usage.
For my usage;
PAYG iPhone £449 (phone) + £120 (o2 PAYG usage package) = £569 a year.
Contract iPhone £0 (phone) + £900 usage (£75 a month/24 month contract) = £900 a year. (I'd need the minutes)
PAYG would save me £331 a year, and I would have a better quota.
But for you, the contract does sound better.
I also want to point out in this example, the PAYG is only the first year. The second year won't have the phone price included making the second year of ownership the kicker. Much lower by the time the 24 months have elapsed.