Umbrella companies
I appreciate that if you are earning an absolute fortune that an umbrella company is useful, however, when you're only earning £8.21 an hour, and are essentially taxed twice, they're reprehensible,especially if they're being used by local authorities.
Just this week I have found myself down £50.00 - I've started to pay income tax as well as 'employers' tax. I've also been auto-enrolled into the pension scheme making this week and the forthcoming weeks extremely difficult until I can opt out and claim my pension contributions back. The refund will no doubt be taxed as well.