Hmmm. Seen both sides of this debate.
I worked at Shell in Aberdeen a few years ago at the their offices. The culture of H&S is so core to that company that everyone (and I mean everyone) keeps an eye out for everyone else. Because the company drills for oil in the N Sea, =a truly high rsik environment, they have to take H & S seriously. So everybody is pretty full on about it. If you walk up a flight of stairs in an office building without using the bannister rail, somebody will stop you and politely request that you use it. Gently and quietly, no fuss. Somehow, the culture has become one of caring for the safety of others rather than over-zealous application of rules. With that, I have no problem. Well done, Shell.
On the other hand, a friend of my sons (13 yrs old) collapsed at school last week and had a fit. Blue lights, sirens, the full nine yards. Turns out he was quite dehydrated, which might have contributed to the incident. Nothing to drink from lunch until about 8.00 pm.
When the headmaster was asked if water fountains could be fitted at various points around the school (funded by the PTA, not the school or Local Authority), the request was turned down because "a child might slip and bang his/her head on the fountain..." Bonkers...
So I agree that we need to be protected in law - that can work to everybody's advantage. But the no-risk culture that is spawned by the legislation can drive people to have a common sense by-pass....