I'm already getting my work pension so the tax does hit my pay already but that's not such a great issue as you hit the nail on the head, it's more a paid hobby, in this case the gym, I'm fitter and stronger than I've been in a long time but tbh I would really like to halt everything and just go abroad for 3 months in a rental place and just go for walks in the sea air have bbq's everyday and just chill that's my dream/aim.100% stay, unless it affects your tax situation when you get your pension ?
If you enjoy working part time and get on with your work mates, it`s a bit of a no brainer and once you get your state pension, it would be similar to a paid hobby.
I was only talking about the same thing this morning whilst out walking the dog, with a fella who`s just about to hit his state pension age.
He`s a semi retired mechanic and he was saying that he has no intention of packing in, as he loves his job and has a loyal customer base. He works 4/5 hours a day, then goes to the pub for a couple to meet up with the day time crew in his local.
It gets you out of the house, you have the stimulation of interacting with your work mates and customers, which in turn keeps you mentally happy and you`ve got a bit of " pocket money " on top of your work / state pension.
Definitely stay![]()
I'd be unable to do that and hold down my job and that's the dilemma for me.