Disposable income

[evertondotcom]

Help me settle a debate with a friend.

Was recently chatting to a mate about how much money is 'left over' for yourself after pay day.

Both got half decent jobs on a decent salary.

After mortgage, car bills, travel, general bills etc he thinks having £100 for yourself a week is quite luxurious - I am inclined to disagree.

Thoughts?

 

[Bruce Wayne]

Depends what you're used to doesn't it?

 

[Toast]

I'm always skint, so a ton a week to spend purely on myself seems loads.

 

[evertondotcom]

Depends what you're used to doesn't it?

I suppose - once all the bills are paid off I would have thought £100 isn't a lot... that's one meal out with the missus. One day in the pub.

 

[COYBL25]

I`ve mates who are minted, but in terms of cash in their pockets, seem just as skint as me most of the time.

The only difference being, they drive bigger cars, live in bigger houses, go on flasher holidays and pay for the kids to go to private school.

Mo money, mo problems.

 

[PITA]

I`ve mates who are minted, but in terms of cash in their pockets, seem just as skint as me most of the time.

The only difference being, they drive bigger cars, live in bigger houses, go on flasher holidays and pay for the kids to go to private school.

Mo money, mo problems.

Those are quite a few big differences though.

 

[Toast]

I`ve mates who are minted, but in terms of cash in their pockets, seem just as skint as me most of the time.

The only difference being, they drive bigger cars, live in bigger houses, go on flasher holidays and pay for the kids to go to private school.

Mo money, mo problems.

Indeed.

Rooney got paid about £42k today though, so the likes of him don't count.

 

[COYBL25]

Those are quite a few big differences though.

We are talking about disposable income / cash in the pocket, not life style.

 

[evertondotcom]

Yes, everyone lives by different means.

I'm interested to know when the Jag/Clio is paid and your £400/£1000 mortgage is paid - what's the left over beer tokens?

 

[PITA]

We are talking about disposable income / cash in the pocket, not life style.

To paraphrase Basil Fawlty - you started it by mentioning 'difference'.

 

[Toast]

Yes, everyone lives by different means.

I'm interested to know when the Jag/Clio is paid and your £400/£1000 mortgage is paid - what's the left over beer tokens?

I wish my rent was only £400/£1000..

 

[Brisan123]

All depends what you class as disposable income.
We save a wedge every week to cover holidays Christmas etc.
We also have a budget for socialising and money in both our pockets for our own exclusive use.
Mine is spent on beer and grandkids hers is spent on clothes make up hair etc.
We found we were wasting money by not knowing where it went so now we budget 90% of our money including savings
I’ve about 100 Euro in my pocket a week just for me , doesn’t include going out with the missus.

 

[evertondotcom]

I wish my rent was only £400/£1000..

Some mortgages will be cheap, some will be expensive. It's all relative.

I'm lucky, my mortgage is only £505 a month.

 

[Yarrgh]

What's this disposable income you speak of?

 

[LEONARD]

As the great Oscar Wilde proclaimed.

'I shall die as I have lived, beyond my means'.