We don't receive ANY subsidies and havent for years. My tax bill was 11k last year, I am not on the ponce at all.
As for having kids after buying a house, didn't plan on having the first one. I was a labourer and my wife was a waitress we could not afforf a house or even a deposit.
We have tried saving up and have raised about 1/3 of what we actually need. It will be another year or 2 before we can raise the rest.
Admittedly, we live in an expensive city but, it is our home. I am f u cked if I am going to uproot my entire family because I cannot buy a house.
The point is, (back to the original post) that no family should be getting any benefits when they earn 40k+ per year.