Exactly. Whilst loans do come with an expense, it allows us to concentrate our major funds on the priority positions for the squad, with loans adding depth.
In an ideal world, we'd be in a position where we either didn't need loans at all, or they were used to reduce our exposure to risk - loan with option to buy.
But our squad nor our finances are in that position yet, so like numerous other clubs in this league it's a valid tool to develop the squad in the short-term.
On a different note, I'm a little bit dismayed by some of the comments, with people going as far as saying this window has been 'shambolic' et al.
A little dose of reality wouldn't go amiss: we're still over a month away until the window closes; many new backroom staff; finances still aren't rosy.
Yes, the squad depth isn't great at the moment, but we've jettisoned players that most fans wanted gone, and the club WILL bring in more players.
We just need some patience because this is neither an easy task nor a quick fix; when the window closes, we will be in a stronger position than now.
Bar the top teams with their apparent bottomless purses or newly promoted, most PL teams have made an equal number of signings or less than ourselves.