For me Koeman....
Obviously the loss of Idrissa Gueye was huge (I hope we've got our recruitment up for Jan as Him and Bolasie being missing will be huge), and the idea of playing 5 at the back was also a risky decision which has backfired.
I mean, you can't blame Koeman for Stekelenburg having a bit of a mare for the first two, but the fact we just gave up from there out, you absolutely can. We lacked any sense of urgency and Koeman seemed to struggle to motivate the players.
I'm not jumping on any Koeman bandwagon, unbelievably, we're still 6th, and whilst we were absolutely appalling, Chelsea were very very good today. I think the concerning thing, from my perspective is, just under three months ago, I left Goodison extremely content, after watching Everton play some thoroughly pleasing football in a draw to Spurs, since then, we haven't really kicked on, and results like Burnley, Palace and Bournemouth happen. It's been dire more often than not, and despite dominating games, we never kill a game off. When will it get better?
We're missing a bit of spark, the likes of Lennon, Deulofeu (even though he's been garbage), Davies and Holgate must be wondering what they have to do to get a game sometimes, especially when the likes of Cleverley (no disrespect to him, but whilst he genuinely doesn't do much wrong, he doesn't actually do much 'right', which can help change a game) are getting 90 minutes each week.
It'll come good, and whilst i'm wounded after that defeat, i'd rather get it out the way now, then straight after International Break. Koeman now has 2 weeks to fix his team ahead of a huge game against Swansea.