Money

Woolly Blue · January 25, 2016

jal123 said:
... or actually having some sort of life, tough choice.

*logs off in search of a life.

silent bob · January 25, 2016

Not trying to sound all Scottish but i try to spend as little as possible and squirrel away as much as possible.
I just think the more i can save the earlier my retirement date becomes.

roydo · January 25, 2016

I have just checked my balance, and was nicely surprised. A year off the ciggies maybe totting up!

The Cowboy · January 25, 2016

Darth Vader said:
A bar 700 a month on utter crap

Crikey, season ticket prices have gone up then!

Hellerad · January 25, 2016

jal123 said:
What on earth could you even buy for $60? Mental. You remind me of an old fella I used to work with in a factory who had the snidest white bread butties with slices of tomato on, nothing else. Every single day, and he was laughing at us with proper dinners because 'he'd have his mortgage paid off in 15 years'
Oh wow, 15 years of tomato butties on snide bread or actually having some sort of life, tough choice.

The Cowboy said:
Yep, not arsed about clearing my mortgage by 50 if it means I have to live like a povvo for the next 15 years.

Won't clear my mortgage early as I have a very low interest rate and a mortgage is forced savings.

And the $60 is for personal use. We set aside cash at every paycheck that is earmarked for groceries and entertainment. Once that money is gone, we eat what we have. Encourages self control.

I've bought a Gibson SG Standard and Fender Princeton Amp in the past 18 months with cash because I had saved and I felt like it.

Also have plenty in savings if we need it.

If I quit my job, I could probably make it a year without a new job without tapping credit, equity, or retirement at this point.

And all of this is with my wife staying at home with 2 kids and my medical bills from kidney cancer.

Fiscal responsibility, folks.

roydo · January 25, 2016

Hellerad said:
my medical bills from kidney cancer.

Even at my age, I still find that a sad situation across the pond. The bills that is. Glad its sorted mind.

Hellerad · January 25, 2016

roydo said:
Even at my age, I still find that a sad situation across the pond. The bills that is. Glad its sorted mind.

Thankfully, the hospital I used is catholic and is willing to accept reasonable monthly payments for the next 30000 years.

Kurt. · January 25, 2016

every week mrs.k and I take £200.00 out the bank.... that's for food shopping, gas and electric top ups, fuel for the week for my car , we eiher eat out on a Saturday night or we get a takeout. Plenty enough to see us through the week. Rest of our money stays in the bank and pays all our other bills, whatever is spare that month adds on to what's already inn there. If we want anything extra he money is in the bank. I personally don't even have a credit card... I have no use for one.

chicoazul · January 25, 2016

Darth Vader said:
A bar 700 a month on utter crap

I spent abar £70 a month on yer mar lad.

AlE · January 25, 2016

I don't have much money.

Coz I'm a student and I'm cool

Darth Vader · January 25, 2016

chicoazul said:
I spent abar £70 a month on yer mar lad.

Yer getting ripped off

chicoazul · January 25, 2016

Darth Vader said:
Yer getting ripped off

Look, I am your father.

chicoazul · January 25, 2016

Apologies I couldn't resist it.

Baines' left foot · January 25, 2016

I spend money on some right rubbish. I reckon I spend about 40 a week on junk food at weekends alone. I can have quite cheap months but then I'll go and spend 150-200 on a night out.

<3 London Baby <3