Splitting The Bill

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I'm still trying to understand why married couples have his and hers bank accounts
We both have our current accounts that wages (pension now for me) go in to , then we put a set amount in to another account that pays all the bills/food shopping. That's worked for 30 years , I don't know why anybody does it differently.
 

If its me and family then I pay. Or we sort it between us..

However if there's a large group of us friends/family mix type thing, my technique is to jump up and pay the whole bill.. The last time I did this is was around £350. But then, you say 'I've paid but if you want to contribute hand me some cash'. Most people over pay by atleast £5-10. Last time there was 14 of us, mine, the missus and kids meal only cost me about £30 as everyone gave me more than enough to cover theirs!
 
If its me and family then I pay. Or we sort it between us..

However if there's a large group of us friends/family mix type thing, my technique is to jump up and pay the whole bill.. The last time I did this is was around £350. But then, you say 'I've paid but if you want to contribute hand me some cash'. Most people over pay by atleast £5-10. Last time there was 14 of us, mine, the missus and kids meal only cost me about £30 as everyone gave me more than enough to cover theirs!

I'm trying to figure out if this is genius or not.
 

We have a " bills " account and our own accounts.

If my missus had access to my money as well as hers, she`d have more shoes than Imelda Marcos.
Mine already does.......
Although to be fair, it is only in the last couple of years that I have started earning more than the mrs, so maybe that has affected my perception?
 
It is a risk I'll admit. But the 3 times I've done it so far its paid off..

Did this for my sisters birthday years ago when there were about 20 of us, I even gave the fella serving us a big tip as well, I looked like a hero and thoroughly good guy when in reality I had enough left over from everyone's contributions to treat myself.
 
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