I understand that it's just the way it works these days, I just dont think it should.
What I mean is, is it fair that teams in certain positions struggle to be able to get players, be it cost, or wages, can loan a player that they can't actually afford and give themselves a distinct advantage over similar teams in the same position that have tried to be frugle, coach their own players and keep a settled team? The team who has loaned better quality players and had portions of the wages paid for them may well be promoted above the other teams, who end up languishing in the lower leagues. While they team who went up have the loan ended, they have to spend money to bring players in, invariably struggle, then go straight back down to start all over again, just taking £20m with them for 3 years. If clubs had to buy, or develop their players, it would mean that they are more settled when being promoted, could maybe give them a better opportunity and improve performances and levels of the teams around them.
With regards to Ross, I agree that the laon has benefitted him, which is why I suggested maybe loans only allowed of players under 21 for 3 years, which will cover any players who have just signed pro contracts.