Im am so skint I.......

[Bungle]

If it not too political I think it will make the savings gap bigger not smaller. Most individuals will not pay for up front advice and end up not saving.

Ho hum.

Yep it's not going to do much for Adviser/Client relations, a couple of our advisors have bought forward their retirement to avoid a whole host of extra exams. We're kind of fortunate in that we have a non advice (execution only) service as well where we'll still be able to take commission, but its gonna put plenty of sole traders out of the industry

 

[formerly manx toffee]

Pauly Tickle

*looks bemused

 

[TheFinnFan]

Ha Ha no mate, im lucky I have a job..... hopefully going back into studying early next year to try and climb the ladder at work... pretty tricky trying to mix work and study though... also quite expensive .... theres always a way though and im determined to do something to get ahead.

good for you mate. Studying is good, hard work, though.

 

[mrs the esk]

I can remember the early days of being in business when every penny you have goes back into the business. I guess it is different from being "skint" as you are investing in your own future, but we've had to search down the back of the sofa, and I can remember mr the Esk having holes in his shoes.

I know it sounds easy to say but never give up, good times come to those that work for it!

So sad to read about Anglesey and their problems, used to fish in Cemaes Bay when I was a little girl!

 

[Deloodid]

i hope the BBC hurry up and sort out this jimmy savile business before January. i want paying out before Southampton Away.

 

[Fensta]

I'm so skint i lowered prices on blowjobs to a fiver, find me at lime street... 20% discount for season ticket holders and oap's.

 

[WA Toffee]

We are very insulated from the GFC here in Western Australia. Pretty much anyone who wants a job can have one, and a well paid one too. It is so bad a new phrase has recently been coined - Cashed up Bogan - to describe those dickheads who despite being absolute morons still get a job paying $100K+. And then promptly spend it on V8 utes, jet skis, sleeve tattoos and designer mullets.