Hope your family and house are OK Bill.
And you might want to pace youself on the fume - need to save some for Koeman at the end of the game
Hurricane Harvey
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And you might want to pace youself on the fume - need to save some for Koeman at the end of the game
AndyC
Player Valuation: £70m
Calm down and kindly express your alternative view of things without bad language and an aggressive stance.
TX Bill
Player Valuation: £80m
Sorry for the long delay in following up. Been busy.
Our home was spared as the river about a mile from our home didn't crest over the levee as they originally predicted. For that we are eternally grateful to God (if you have a problem with that comment, please let me know in the Ale House.)
Our family however spent the last two weekends mucking out homes of close friends who were flooded. That generally means taking down the walls, removing floors, cabinets, destroyed furniture, etc.... One of our friends lived in an area that had never flooded but due to the release of the water from the reservoir, she took on five feet of water. We completely gutted her first floor down to the frame of the home. Second floor we took out all carpet and furniture due to moisture. In short, she's got to rebuild the home. The issue is that she (and most of the people in her subdivision) didn't have flood insurance as there was no need. So how she's going to get this paid for is the big question. Homeowners insurance doesn't cover flood damage. My hope is that there is some sort of federal aid to help in these cases. We'll see.
What was absolutely stunning to me was driving in to her neighborhood. We could barely get to her home as the streets were lined with cars on both sides of people helping muck all the houses. Furthermore EVERY home had a pile of rubble (from the gutted homes) that was at least 7-8 feet high and about 30 feet wide. EVERY home. I'm not shocked by a lot but this was simply sobering to see.
What will also be interesting to see is those who had mortgages on these homes, what they're going to do. If the home is basically totaled, and they didn't have flood insurance, you could see some people just walk away from it and let the bank have it. Also, many of the subdivisions pay property tax as well as water district taxes to for maintenance, facility use, etc.... Those taxes are assessed on property values. As you'd imagine, property values have climbed over the past several years so the taxes (and use of those taxes have gone higher.) Well you won't be assessing those houses anywhere close to what they were worth. So that means less income to the district. If the district has issued bonds (as most have) to keep those districts running, servicing the debt and interest on those bonds may have just become a bit harder, especially if a lot of people move out saying they don't want to deal with floods again. Fewer residents means fewer taxes collected.
Like I mentioned before, it's going to take quite awhile for the residents to recover and get back to some sense of normalcy.
Thank you to all of you who have voiced your concern about what's happened here. It is genuinely appreciated from my heart.
COYB !!
Our home was spared as the river about a mile from our home didn't crest over the levee as they originally predicted. For that we are eternally grateful to God (if you have a problem with that comment, please let me know in the Ale House.)
Our family however spent the last two weekends mucking out homes of close friends who were flooded. That generally means taking down the walls, removing floors, cabinets, destroyed furniture, etc.... One of our friends lived in an area that had never flooded but due to the release of the water from the reservoir, she took on five feet of water. We completely gutted her first floor down to the frame of the home. Second floor we took out all carpet and furniture due to moisture. In short, she's got to rebuild the home. The issue is that she (and most of the people in her subdivision) didn't have flood insurance as there was no need. So how she's going to get this paid for is the big question. Homeowners insurance doesn't cover flood damage. My hope is that there is some sort of federal aid to help in these cases. We'll see.
What was absolutely stunning to me was driving in to her neighborhood. We could barely get to her home as the streets were lined with cars on both sides of people helping muck all the houses. Furthermore EVERY home had a pile of rubble (from the gutted homes) that was at least 7-8 feet high and about 30 feet wide. EVERY home. I'm not shocked by a lot but this was simply sobering to see.
What will also be interesting to see is those who had mortgages on these homes, what they're going to do. If the home is basically totaled, and they didn't have flood insurance, you could see some people just walk away from it and let the bank have it. Also, many of the subdivisions pay property tax as well as water district taxes to for maintenance, facility use, etc.... Those taxes are assessed on property values. As you'd imagine, property values have climbed over the past several years so the taxes (and use of those taxes have gone higher.) Well you won't be assessing those houses anywhere close to what they were worth. So that means less income to the district. If the district has issued bonds (as most have) to keep those districts running, servicing the debt and interest on those bonds may have just become a bit harder, especially if a lot of people move out saying they don't want to deal with floods again. Fewer residents means fewer taxes collected.
Like I mentioned before, it's going to take quite awhile for the residents to recover and get back to some sense of normalcy.
Thank you to all of you who have voiced your concern about what's happened here. It is genuinely appreciated from my heart.
COYB !!
TX Bill
Player Valuation: £80m
Hope your family and house are OK Bill.
And you might want to pace youself on the fume - need to save some for Koeman at the end of the game
Haha. Been fuming about Everton for the past week. Fortunately, my son has a match this morning so I won't get to see the beatdown United are going to put on us.
Thanks for asking. See my recent post.
TX Bill
Player Valuation: £80m
Yeah. The stupid is strong with her too.
But again. Failing to see how that's appropriate in here. We've got the Ale House for this. In fact, we've got a special forum for this made especially by the mods.
Don't hesitate to use it.
TX Bill
Player Valuation: £80m
Hahahahah !!!!
Naturally you warned the initial poster about posting such a provocative post in at thread such as this and told him this wasn't the place for it.
Oh, hang on...
How can you be grateful to God when it was clearly him that sent the storm?
BIBLE BASHING HILLBILLY
Pleased you and yours are well mate. Desperately hope there's some federal aid for those who need it like you highlight.
Fantastic gesture!! But why didn't any other players or the owners help them?
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