Ok this one freaked me a bit- You saw a shirt for £97. You didn’t have the cash, so you borrowed £50 from Danny and £50 from Dylan = £100. You bought the shirt, and had £3 change. You gave Danny £1 and Dylan £1 and kept the other £1 for yourself. Now you owe Danny £49 and dylan £49. 49+49 = 98 + your £1 = 99. Where is the missing £1?
There is no missing £1.