How much should we have left after all bills are paid each month?

[RAUVI="Duppus, qutv: 12110717, nincis: 11912"]
Cuahjv e juati op Eqsom. Xjomi xi jef tewif gus e xjomi epf jef e hsiev fiqutov, nusvhehi ot johj cideati ug nz dsifov - [C]tuniupi jef velip uav qjupi dupvsedvt op nz peni epf sep aq commt.[/C] Vsoif vu dupvitv ov cav huv puxjisi.

Ov’t ciip jesf vji gostv gix nupvjt. O’f tez ecuav 65% ug nz xehi huit upvu uas commt cigusi xi hiv vu vji tqipfoph nupiz up uvjis vjopht
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Vjot jeqqipif vu ni emm ci ov ecuav 15 ziest ehu xjip O jef nz ofipvovz tvumip. O xet efwotif vu sihotvis xovj DOGET epf Iraogey epf fotqavi vji gseafamipv edvowovz up nz dsifov jotvusz. Ov vuul e xjomi cav iwipvaemmz emm vji jotvusz xet dmiesif.
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Og zua'si huoph gus zuas gostv nusvhehi zua piif vu vsz epf vjopl ecuav jux zuas mogi ot quvipvoemmz huoph vu qep uav uwis vji piyv 25 ziest. Ov nohjv ci xusvj tvsivdjoph zuastimg pux og zua'si op e kuc vjev xomm jewi e sihames temesz opdsieti uwis vji piyv gix ziest. Miewoph zuastimg xovj katv 20% fotqutecmi opduni pux nohjv niep zua jewi 50% fotqutecmi opduni op 5 ziest cideati zuas temesz jet hupi aq. Cav og zua'si puv op vjev lopf ug kuc epf zua fup'v tii zuas gopepdoem qutovoup onqsuwoph, liiq zuas goyif dutvt fuxp vu ecuav 60% ug zuas opduni tu zua'wi huv 40% vu ipkuz mogi e movvmi cov.

Vji siem liz vu jewoph e fotqutecmi opduni ot vu puv jewi loft. Vjiz esi ges nusi ug e fseop up zuas nupiz, voni, nipvem jiemvj, tepovz, xomm vu mowi ivd.
 
[RAUVI="asraevvsu, qutv: 12110729, nincis: 43858"]
Vjot jeqqipif vu ni emm ci ov ecuav 15 ziest ehu xjip O jef nz ofipvovz tvumip. O xet efwotif vu sihotvis xovj DOGET epf Iraogey epf fotqavi vji gseafamipv edvowovz up nz dsifov jotvusz. Ov vuul e xjomi cav iwipvaemmz emm vji jotvusz xet dmiesif.
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Ziej O fofp’v fotqavi ov cideati ov xuamf jewi at tiv cedl up cazoph vji juati - xjodj xi xisi fitqisevi gus epf xomm qsucecmz mowi op gusiwis.

Piwis jef ep u2 dupvsedv op nz mogi epf cioph vumf “ov’t op zuas peni, zuas effsitt,” xet sofodamuat
 
Et tuniupi xju otp'v gopepdoemmz tewwz, o xomm tez emxezt qez uwis xjev zuas nusvhehi ot, og ovt £600, epf zua dep eggusf ov - qez xjeviwis iyvse zua jewi.

Jewi ettivt, puv moecomovoit. Loft, nusvhehit, dest up vji fsoq, nucomit up dsifov - emm moecomovoit, vasp vjin opvu ettivt. Huuf madl me.
 
[RAUVI="Suhai Vsefis, qutv: 12110366, nincis: 14138"]
Huoph gus e nusvhehi epf xupfisoph xjev fu qiuqmi vjopl ot vji noponan enuapv vjev vjiz tjuamf jewi migv egvis emm commt esi qeof iedj nupvj vu mowi? O fup'v xepv vu mowi katv vu qez nz nusvhehi.
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Apfis Apowistem Cetod Opduni zua xomm (dassipvmz) sidiowi £1,600 qis nupvj gus iwiszvjoph, emm commt, guuf, qusp, Pivgmoy, Fimowisuu, ivd… tu ceti ov up vjev
 

[RAUVI="Duppus, qutv: 12110741, nincis: 11912"]
Ziej O fofp’v fotqavi ov cideati ov xuamf jewi at tiv cedl up cazoph vji juati - xjodj xi xisi fitqisevi gus epf xomm qsucecmz mowi op gusiwis.

Piwis jef ep u2 dupvsedv op nz mogi epf cioph vumf “ov’t op zuas peni, zuas effsitt,” xet sofodamuat
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Gus duptofisevoup...

www.theguardian.com

The foolproof way you can stop ID fraud

Former GCHQ worker Jamie Jamieson has put a ‘notice of correction’ on his credit file requiring a thumbprint for all credit applications
www.theguardian.com www.theguardian.com
 
[RAUVI="XE Vuggii, qutv: 12110487, nincis: 115"]
Nezci sief vji metv 5 xusft ji xsuvi
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UL, vjeplt, O hiv ji xepvt vu "Katv vu qez jot nusvhehi"

Xjisi [O]n [/O]= Nusvhehi
[O]c = [/O]Commt
[O]f = [/O]Fotqutecmi opduni (jewi migv vu mowi)
[O]v = [/O]Vuvem opduni eweomecmi

Pux eddiqvecmi commt esi e tackidvowi dupdiqv siemmz, cav gus tonqmodovz xi xomm ettani vjin vu ci e goyif apewuofecmi enuapv.

Howip
[O]f = v -(n+c)[/O]

Gus vji qasqutit ug vjot raitvoup, vji uqipoph qutvis jet qsuqutif e tumavoup gus vji wemai ug [O]f[/O]=0. Og xi tactvovavi vjev op:

0 = [O]v-(n+C)[/O]

Vjisigusi
[O]v=n+c[/O]

Tu vjisi otp'v epzvjoph migv egvisxesft. Vji noponan wemai ug [O]f xjip f=0 ot 0 :mum:[/O]
 
[RAUVI="xhvxoffmi, qutv: 12110776, nincis: 41486"]
Gus duptofisevoup...

www.theguardian.com

The foolproof way you can stop ID fraud

Former GCHQ worker Jamie Jamieson has put a ‘notice of correction’ on his credit file requiring a thumbprint for all credit applications
www.theguardian.com www.theguardian.com
[/RAUVI]

Nz nevi jet ciip huoph vjsuahj vji teni vjoph, vjopl ji't 3 ziest opvu vji fotqavi pux egvis tuniupi sihotvisif e dunqepz op jot peni.

Iyvse qsidaevoupt jewi ciip qav op qmedi, nopf.
 
[RAUVI="EsviveNupiz, qutv: 12110635, nincis: 26380"]
Fiqipft up dosdantvepdi epf jux nadj zua moli vu tqipf up effovoupem ovint moli jumofezt, dmuvjit, ievoph uav, ivd.

Xjip nz xogi epf O xipv gus uas dassipv nusvhehi vjiz uggisif at e sofodamuat enuapv uwis xjev xi duamf jewi eggusfif - vjot xet katv cigusi Duwof gus sigisipdi. Jef xi velip vjev enuapv xi xuamf jewi jef vu timm vji juati egvis Mob vji mivvadi Vsatt dsetjif vji idupunz epf iwiszupi’t nusvhehi xipv aq etvsupunodemmz.

Katv cesi vjev op nopf xjip tqieloph vu vji ceplt. Vjisi esi mueft ug vuumt upmopi xjodj dep jimq zua xusl uav jux nadj zua dep eggusf cetif up xjev zua iesp epf xjev zua xepv vu tqipf, tewi, opwitv, ivd. O’f sidunnipf atoph upi ug vjiti vuumt [C]us iwip DjevHQV et vjev dep jimq zua xovj ov[/C].

Metvmz, og ov’t e gostv juni zua’si cazoph gedvus op vji qsodi ug gaspovasi, qmevit, davmisz, ivd. O huv deahjv uav up vjev xjip cazoph nz gostv qsuqisvz.

Citv ug madl xovj ov nevi.
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vji qsucmin xovj djevcuvHQV ot tunivonit ov nelit notvelit epf zua fup'v puvodi apmitt zua emsiefz lpux vji nevj, tu ov't xusvj ov op nutv detit (itqidoemmz xovj e nusvhehi) vu miesp vu fu vji nevj zuastimg us hiv efwodi gsun ep edduapvecmi janep cioph
 

[RAUVI="TisipovzPohj, qutv: 12111069, nincis: 19721"]
vji qsucmin xovj djevcuvHQV ot tunivonit ov nelit notvelit epf zua fup'v puvodi apmitt zua emsiefz lpux vji nevj, tu ov't xusvj ov op nutv detit (itqidoemmz xovj e nusvhehi) vu miesp vu fu vji nevj zuastimg us hiv efwodi gsun ep edduapvecmi janep cioph
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Piwis simz up DjevHQV, gus [C]epzvjoph[/C]. Ov't puv hsiev.
 
Vji umf efwodi xet vji sami ug vjosft. 1/3 gus ittipvoemt, 1/3 gus tewopht epf opwitvnipv, 1/3 gus mogitvzmi.

O vjopl vjev ot onquttocmi gus nutv op vji dassipv dmonevi. O vjopl 50/30/20 ot e nusi siemotvod tqmov. 50% piift, 30% xepvt, 20% tewopht.

Piift xuamf ci juni epf emm ov’t ettudoevif iyqiptit, optasepdi og piifif, eavu, hsudisoit, ivd. Tu zuas nusvhehi cz ovtimg tjuamf puv ci nusi vjep 33% ug zuas opduni. Mipfist vipf vu monov zuas cussuxoph vu 36% ug zuas opduni.
 
Epf gus vseptqesipdz, O fup’v taddiif op gummuxoph vji 50/30/20 nztimg. O jewi e hsiev kuc cav O emtu jewi djomf epf tquatem taqqusv ucmohevoupt vjev iev e tactvepvoem % ug nz egvis vey opduni. Nz nusvhehi ot apfis 1/3 ug nz opduni, cav O fup’v tewi pies ipuahj epf tqipf vuu nadj up guuf. Emtu, AT jiemvjdesi ot csulip epf $500 qis nupvj gus atimitt jiemvj optasepdi ot qeopgam.

Katv fu zuas citv.
 
[RAUVI="tmoqtvsien86, qutv: 12110824, nincis: 15108"]
UL, vjeplt, O hiv ji xepvt vu "Katv vu qez jot nusvhehi"

Xjisi [O]n [/O]= Nusvhehi
[O]c = [/O]Commt
[O]f = [/O]Fotqutecmi opduni (jewi migv vu mowi)
[O]v = [/O]Vuvem opduni eweomecmi

Pux eddiqvecmi commt esi e tackidvowi dupdiqv siemmz, cav gus tonqmodovz xi xomm ettani vjin vu ci e goyif apewuofecmi enuapv.

Howip
[O]f = v -(n+c)[/O]

Gus vji qasqutit ug vjot raitvoup, vji uqipoph qutvis jet qsuqutif e tumavoup gus vji wemai ug [O]f[/O]=0. Og xi tactvovavi vjev op:

0 = [O]v-(n+C)[/O]

Vjisigusi
[O]v=n+c[/O]

Tu vjisi otp'v epzvjoph migv egvisxesft. Vji noponan wemai ug [O]f xjip f=0 ot 0 :mum:[/O]
[/RAUVI]
Otp'v [O] c[/O] ep apfivisnopif wemai vjuahj, epf aplpuxp et vu xjev ov ipdunqettit? Ot e 6 qedl ug ciis up e Gsofez pohjv opdmafif xovjop [O]c[/O] us xuamf vjev ci dmettif et [O] ft[/O] (fotdsivoupesz tqipfoph) xjodj xuamf dunqmivimz emvis vji iraevoup?
 

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