The State Pension

[GrandOldTeam]

Currently 68 to get a state pension that's significantly less/half that of minimum wage.

Life expectancy for me is 74.

I reckon state pension will be at least 70, if not more by the time I reach it.

Pffft.

 

[Rita_Poon]

No, he called me avaricious which I had no need to Google it means being greedy.. I was lucky to never claim unemployment benefit all my working life plus the UK OAP is the lowest in many European countries..

Well I'm fick so I had to look it up. Initially I thought it could have been one of boris' middle names. Lo and behold, it could.

 

[Littlesue]

You can go on government.com& get a pension forecast if they keep the retirement age inta t whi h I doubt t they will!

I've said i can't as I have no ID

 

[Littlesue]

How to vote

An overview of voting in the UK, including voting in person, postal and proxy voting, and voting if you're abroad.

www.gov.uk

• a UK or Northern Ireland photocard driving licence (full or provisional)
• a driving licence issued by an EU country, Norway, Iceland, Liechtenstein, the Isle of Man or any of the Channel Islands
• a UK passport
• a passport issued by an EU country, Norway, Iceland, Liechtenstein or a Commonwealth country
• a PASS card (National Proof of Age Standards Scheme)
• a Blue Badge
• a biometric residence permit (BRP)
• a Defence Identity Card (MOD form 90)
• a HM Armed Forces Veteran Card (MOD form 100)
• a national identity card issued by an EU country, Norway, Iceland or Liechtenstein
• a Northern Ireland Electoral Identity Card
• a Voter Authority Certificate
• an Anonymous Elector’s Document

You can also use one of the following travel passes as photo ID when you vote:

• an older person’s bus pass
• a disabled person’s bus pass
• an Oyster 60+ card
• a Freedom Pass
• a Scottish National Entitlement Card (NEC)
• a 60 and Over Welsh Concessionary Travel Card
• a Disabled Person’s Welsh Concessionary Travel Card
• a Northern Ireland concessionary travel pass

If you do not have accepted photo ID​

If you do not have a type of photo ID that allows you to vote, you can apply for a Voter Authority Certificate for free. A Voter Authority Certificate is a paper document that displays your photo and can be used to prove your identity when voting at a polling station.

You can either:

• apply for a Voter Authority Certificate online
• apply for a Voter Authority Certificate by contacting your council - find your council

Not got any of those

 

[Rita_Poon]

Not got any of those

You are entitled to a form of photo ID that then allows you the guaranteed by law ability to vote.

 

[FrenchDarrenBent]

The State Pension in its current format is fast becoming an unsustainable burden on working people. I believe it currently accounts for around 11% of the annual budget and over 50% of welfare spending.

Discuss.

The EU commission reports that, for the EU 27 on average, the state pension costs on average 12,9% of the combined GDP.

It's not really an unsustainable burden as such, but with the demographic decline (also a threat in asia), choices will have to be made. In a nutshell: increasing productivity, immigration or a higher tax to pay for the state pension.

 

[Littlesue]

You are entitled to a form of photo ID that then allows you the guaranteed by law ability to vote.

I haven't voted for nearly 30 years and won't be voting in the next 30 years so no point x

 

[Littlesue]

The EU commission reports that, for the EU 27 on average, the state pension costs on average 12,9% of the combined GDP.

It's not really an unsustainable burden as such, but with the demographic decline (also a threat in asia), choices will have to be made. In a nutshell: increasing productivity, immigration or a higher tax to pay for the state pension.

Make everyone of working age pay something, there must be a few million like myself who work under 24 hours a week , especially women who after having a family stay on part time hours, even a quid a week would bring in about 500 million a year

 

[Blue peter]

Again, you shoot yourself in the foot. Not a matter of agreeing or disagreeing. It's a case of you making statements that simply are not tenable.

Prove me wrong in what I have said in my posts. And jeez, you MENTION it in your post, and you don't even know what 'means-testing' is! And you think you are not thick, or self-important? Do me, and all of us, a favour. Don't dig a bigger hole for yourself than you already have.

You appear to have become quite personal in your responses to him. I’d suggest trying to be a little more amenable in your responses to the poster and your point may be heard more loudly.

 

[Iana]

Well I didn't realise any of this. I'll have to check each one (some previous companies I worked for, now not contributing obviously).

Thanks for the info

If you have a number of private pensions then investigate whether it is worth consolidating them all into one pension pot.

Companies like ii(interactive investor) often offer incentives to switch and consolidate.

Check that some of them don’t have valuable benefits attached to them before deciding to consolidate.

 

[hallamblue]

Years ago unemployment benefit paid you NI if you signed on .....check that out .....

It still does, I claimed job seekers allowance for a short time mainly because you get your NI paid

 

[Alanbileysfeathercut]

No need, would never use them so waste of money.I've been told the DWP write to you 6 months before you retire to let you know what you getting and the option to pay up so will wait in anticipation

It's not 6 months.
Supposed to be.

 

[Alanbileysfeathercut]

I can't so it as they need photo ID as in driving licence or passport and I have neither.

If you do not have photo ID
If you do not have a suitable photo ID, or if you cannot use a device with a camera, you may still be able to verify your identity online. You can try to do this by answering questions about your personal details or any bank accounts, mortgages, loans or credit cards you may have.

 

[Rita_Poon]

 

[Daveysgingerlovechild]

You are entitled to a form of photo ID that then allows you the guaranteed by law ability to vote.

She's off grid mate. Doesn't trust da system.