SerenityNigh's latest activity
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SerenityNigh reacted to Jimishorts's post in the thread How much should we have left after all bills are paid each month? with
Haha.
Never a truer word spoken on this fine forum. -
SerenityNigh reacted to Hellerad's post in the thread How much should we have left after all bills are paid each month? with
Like.
And for transparency, I don’t succeed in following the 50/30/20 myself. I have a great job but I also have child and spousal support obligations that eat a substantial % of my after tax income. My mortgage is under 1/3 of my income, but I don’t... -
SerenityNigh reacted to Hellerad's post in the thread How much should we have left after all bills are paid each month? with Like.
The old advice was the rule of thirds. 1/3 for essentials, 1/3 for savings and investment, 1/3 for lifestyle. I think that is impossible for most in the current climate. I think 50/30/20 is a more realistic split. 50% needs, 30% wants, 20%...
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SerenityNigh reacted to Connor's post in the thread How much should we have left after all bills are paid each month? with Like.
Never rely on ChatGPT, for anything. It's not great.
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SerenityNigh replied to the thread How much should we have left after all bills are paid each month?.the problem with chatbotGPT is sometimes it makes mistakes and you don't notice unless you already know the math, so it's worth it in most cases (especially with a mortgage) to learn to do the math yourself or get advice from an accountable human...
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SerenityNigh reacted to Bryan+'s post in the thread How much should we have left after all bills are paid each month? with Haha.
Someone called Artetamoney offering financial advice to someone called roguetrader is peak GrandOldTeam
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SerenityNigh reacted to Jebus_lives's post in the thread How much should we have left after all bills are paid each month? with Like.
This entirely depends on your circumstances.
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SerenityNigh reacted to tommye's post in the thread Things, shows, people, gimmicks you find completely not funny. with Like.
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SerenityNigh reacted to PITA's post in the thread Things, shows, people, gimmicks you find completely not funny. with Like.
I read that as he likes: Cheers Frasier Seinfeld Friends (up to season 3) Golden Girls
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SerenityNigh reacted to Yarrgh's post in the thread Things, shows, people, gimmicks you find completely not funny. with Like.
Knock Knock jokes who?
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SerenityNigh replied to the thread Things, shows, people, gimmicks you find completely not funny..certain forum antagonists
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SerenityNigh reacted to allen's post in the thread New Everton Owners: The Friedkin Group with Like.
Yes, it's the badge. The badge is the problem. Not the decades of mismanagement. It's the badge.
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SerenityNigh reacted to matty1878's post in the thread New Everton Owners: The Friedkin Group with Haha.
captain dave
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I don't think anyone really knew who was in charge, which is really the issue.