Mind you I got one over Allianz a few years ago when I wrote my car off when I hit a cow. I'd bought a runout model D22 Navara in 2014 for 27k and had new for old replacement for 3 years, had about 4 months left of that 3 years when it happened and when I picked up the new one asked the dealership what I would be paying if I was simply buying it and he said around 52. They tried to jack my insurance up to 5k from about $800 the next year so I promptly found another provider lol
