Everton FC - Finances

[hibbo'sclass]

It's a very good spot and there's nothing obvious to point to. Very expensive form of debt whatever it is, worth asking at the AGM should the chance arise.

Trust me mate, would love to ask at AGM, but not a shareholder -I just hate debt!!!
With regard to the apparent difference on interest, I wonder if the Vibrac loan at 8.8% is similar to credit card 0% deals insofar as there is a facility/drawdown fee.
If anyone has seen a facility letter (even with amounts redacted), please feel free to share.