I didn't say he mortgaged his house.Don’t believe this for 1second this sounds like the “he’s mortgaged his house to save Everton” garbage that was spouted at the time, didn’t he bring onboard that shyster Philip Green around that time, and look how he turned out.
I can easily believe he tied up all of his cash in the club, it would appeal to his vanity.
The working class kid keeping in touch with his roots blah blah blah.
Phil Green came later. Around a year before Kirkby.